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Know before you go

Use the Sidecar healthcare Calculator to inform your choices and take control of your costs.

Try searching “colonoscopy” or “ACL knee surgery”

Browse costs for services

Studies show that when people pay their doctors directly at the time of care, they save 40% versus prices that insurance companies pay for the same services*. The prices you’ll see here are based on those lower prices so you know just how much less you’ll pay if you choose to pay direct.

Note: Prices listed above are averages. Actual price varies by location.

How to get the lower price for services

Call around
To give you options, check with your own doctor as well as a few other local providers before receiving health services.

Ask for the "self-pay price"
For more complex procedure, be sure to get the self-pay price in writing. Try out our sample self-pay script to the right.


Hi. My name is Roland, and I am planning to get an annual physical exam.

I will be paying at the time of care, and not using conventional insurance.

Can you give me the self-pay rate for this service, including all of the components, like related tests and imaging?

Some pro tips

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Comparison shopping pays off

Think about it - we compare prices on big ticket items like homes, schools, furniture, and flights.

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Go beyond your neighborhood

Ever expand your geographic search for cars? Pets? Jobs? Going beyond your immediate community can mean more – and better – options.

How costs are calculated

Sidecar Health® analyzes and aggregates a variety of sources to calculate the average cash price for every procedure, test and drug in the U.S. health system. That’s more than 170,000 medical things we’re talking about. And we update the database, using local market data, published government fee schedules, available provider information and anonymized Sidecar Health transactions.

* Savings estimate based on a study of more than 1 billion claims comparing self-pay (or cash pay) prices of a frequency-weighted market basket of procedures to insurer-negotiated rates for the same. Claims were collected between July 2017 and July 2019. R.Lawrence Van Horn, Arthur Laffer, Robert L.Metcalf. 2019. The Transformative Potential for Price Transparency in Healthcare: Benefits for Consumers and Providers. Health Management Policy and Innovation, Volume 4, Issue 3.

Sidecar Health offers and administers a variety of plans including ACA compliant and excepted benefit plans. Coverage and plan options may vary or may not be available in all states.

Your actual costs may be higher or lower than these cost estimates. Check with your provider and health plan details to confirm the costs that you may be charged for a service or procedure.You are responsible for costs that are not covered and for getting any pre-authorizations or referrals required by your health plan. Neither payments nor benefits are guaranteed. Provider data, including price data, provided in part by Turquoise Health.

The site is not a substitute for medical or healthcare advice and does not serve as a recommendation for a particular provider or type of medical or healthcare.