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Sidecar Health Care Calculator

See for yourself how affordable health care can be when you pay in cash.

Try searching “colonoscopy” or “ACL knee surgery”

Wait, I can save by paying cash?

Studies show that when consumers pay their doctors directly at the time of care, they save 40% versus prices that insurance companies pay for the same services.*

That’s because doctors have less hassle and get paid right away. Who knew?

Bar Chart

Browse cash prices

starting at $1,136
Hernia surgery
starting at $5,424
starting at $6,508
Carpal tunnel surgery
starting at $2,197

Note: Prices listed above are averages. Actual price varies by location.

How does it work?

Sidecar Health analyzes and aggregates a variety of sources to calculate the average cash price for every procedure, test and drug in the US health system. That’s more than 170,000 medical things we’re talking about! And we update the database, using local market data, published government fee schedules, available provider information and anonymized Sidecar Health transactions. So yeah, we got you covered.


Flip the script on health care pricing

How do I get the cash price?

We recommend calling a few local providers before receiving health services and asking them for their cash price. For more complex procedures, make sure to get it in writing. If you need guidance, use our cash price script below. And, if you’re a Sidecar Health member, our member care team is always here to help.


Hi. My name is Rosemary, and I am planning to get an annual physical exam.

I will be paying at the time of care, and not using traditional insurance.

Can you give me the self-pay price for this service, including all of the components, like related tests and imaging?

Calculate your care

See for yourself how affordable health care can be when you pay in cash.

Try searching “colonoscopy” or “ACL knee surgery”

Dr. Lee

* Savings estimate based on a study of more than 1 billion claims comparing self-pay (or cash pay) prices of a frequency-weighted market basket of procedures to insurer-negotiated rates for the same. Claims were collected between July 2017 and July 2019. R. Lawrence Van Horn, Arthur Laffer, Robert L. Metcalf. 2019. The Transformative Potential for Price Transparency in Healthcare: Benefits for Consumers and Providers. Health Management Policy and Innovation, Volume 4, Issue 3.

Sidecar Health offers and administers a variety of plans including ACA compliant and excepted benefit plans. Coverage and plan options may vary or may not be available in all states.